Yep, there has been a slight change in my retirement plan. I was so very happy and excited to be finishing up this year, but I may not quite there after all.
Now that’s not really true. I can go at the end of this year and we would be just fine with my retirement check. But when I had my individual meeting and the lady ran the numbers she gave me one piece of information I was really surprised to hear. While my retirement check will be completely adequate if I leave at the end of the year, it will increase by several hundred dollars if I wait and go out at Christmas next year. That’s several hundred dollars a month for the rest of my life.
Nick has been the perfect husband about this. He knows my dream is to be done this year. When I laid all this out for him he said it was totally up to me and that we would be just fine what ever I decided. So I could go in June, but I also know me, and every time I saw that check I’d be saying, “You idiot! You could have gone only four more months and have so much more.”
I didn’t what to leave mid-year, I think that messes up my partners and I think it messes up the kids. But it seem that that’s what’s going to happen. Strangely enough if I wanted to stay all of next year my check actually goes down.
Sooo… I guess it’s a little bit longer for greater rewards.